Privacy Policy

1. Overview

At Top Financial Services, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website, use our services, or contact us.

2. Information We Collect

A. Information You Provide

We may collect personal information when you:

• Fill out contact forms on our website (e.g., name, email, phone number, message)

• Subscribe to newsletters or updates

• Submit inquiries or feedback

B. Information Collected Automatically

When you visit our website, we may automatically collect:

• Device Information: IP address, browser type, operating system

• Usage Data: Pages visited, time spent on pages, click activity

• Cookies & Tracking: To enhance website functionality and improve user experience (e.g., Google Analytics)

3. Purpose of Use

We use your information to:

• Respond to your inquiries and provide requested information

• Send newsletters, financial updates, or promotional materials (if you have opted in)

• Improve website functionality, content, and user experience

• Analyze website traffic for optimization purposes

• Ensure website security and prevent fraudulent activity

• Comply with applicable laws and regulations

4. Sharing of Information

We do not sell or rent your personal information. We may share data with:

• Service Providers: For website hosting, email delivery, analytics

• Regulatory Authorities: If required by law or legal process

• Business Transfers: In case of merger, acquisition, or sale, with appropriate confidentiality protections

5. Cookies & Tracking Technologies

We use cookies to:

• Remember your preferences

• Provide basic site functionality

• Measure and improve website performance

• Support marketing efforts (if applicable)

You can disable cookies via your browser settings, though it may affect some parts of the website.

6. Third-Party Links

Our website may include links to third-party sites (partners, blogs, financial resources). We are not responsible for their privacy practices. Please review their policies separately.

7. Data Retention

We retain personal information only as long as necessary for the purposes stated in this Privacy Policy or as required by law.

8. Security

We take appropriate measures to protect your personal data against unauthorized access or disclosure. However, no online system can be 100% secure.

9. Your Rights

Depending on your region or country, you may have the right to:

• Access or correct your personal data

• Request deletion of your information

• Withdraw consent (where consent was required)

• Opt-out of marketing communications

Contact us at support@topfinancialservices.net to make any requests regarding your data.

10. Children’s Privacy

Our services are not intended for children under 13. We do not knowingly collect personal information from minors.

11. Changes to This Policy

We may update this Privacy Policy occasionally. Any changes will be posted on this page with a revised Effective Date. Continued use of our website indicates your agreement with the updated Privacy Policy.

12. Contact Information

If you have questions or need further information about this Privacy Policy, please contact us at:

📧 Email: info@topfinancialservices.net
📍 Address: 81 MORRIS AVE APT 41 SPRINGFIELD, NJ 07081